Resources
Spreadsheet templates that work like software
Practical spreadsheet templates for Indian households and small businesses. Each page explains what the template does, who it’s for, the exact fields, a real workflow, and a preview — so you know precisely what you’re setting up before you start. They’re the implementation layer of the site, where the guidance in the articles becomes a simple system you actually maintain.
Business & SME
AgribusinessRice Mill Finance TrackerTrack paddy cost, milling yield, by-products, and buyer credit.What’s insideParticulars · Quantity · Rate (₹) · Value (₹)AgribusinessAgribusiness Cash Flow TemplatePlan cash across crop cycles, from input costs to harvest.What’s insideMonth · Inflows (₹) · Outflows (₹) · Closing (₹)SMESME Working Capital DashboardSee receivables, payables, inventory, and your cash cycle at a glance.What’s insideMetric · Last month · This month · TrendSMEBusiness Cash Flow TemplateTrack cash in, cash out, and closing balance every month.What’s insideLine item · April (₹) · May (₹) · June (₹)SMEGST TrackerTrack output GST, input credit, and net payable each month.What’s insideParticulars · Taxable value (₹) · GST (₹) · TypeSMETDS TrackerTrack TDS deducted, deposit dates, and return filing.What’s insidePayee · Section · Gross (₹) · TDS (₹)SMEInvoice TrackerTrack every invoice raised, its GST, and its payment status.What’s insideInvoice # · Client · Total (₹) · StatusSMEReceivables TrackerTrack who owes you, how much, and how overdue it is.What’s insideCustomer · Outstanding (₹) · Days overdue · BucketSMEPayables TrackerTrack what you owe suppliers and when each payment is due.What’s insideSupplier · Amount (₹) · Due date · NoteSMEInventory Finance TrackerSee how much cash is locked in stock and how fast it sells.What’s insideItem · Stock value (₹) · Turnover (x/yr) · Days on hand
Budgeting
HouseholdMonthly Budget TemplatePlan income, expenses, savings, and surplus every month.What’s insideCategory · Planned (₹) · Actual (₹)Household50/30/20 Budget TemplateSplit your take-home pay into needs, wants, and savings.What’s insideBucket · Target (₹) · Actual (₹) · Gap (₹)HouseholdEmergency Fund TrackerSize your safety net and track it to a full fund.What’s insideMonth · Contribution (₹) · Balance (₹) · CoverHouseholdFamily Finance DashboardSee both incomes, all expenses, EMIs, and savings in one view.What’s insideLine · Amount (₹) · Notes
Wealth & Investing
Debt & Credit
HouseholdDebt Payoff TrackerList every debt and attack them in the smartest order.What’s insideDebt · Balance (₹) · Rate · Min (₹)HouseholdCredit Card TrackerTrack every card, due date, limit, and utilisation.What’s insideCard · Limit (₹) · Outstanding (₹) · UtilisationHouseholdLoan EMI TrackerTrack every EMI, outstanding principal, and prepayment.What’s insideLoan · Outstanding (₹) · EMI (₹) · Interest in EMI (₹)