Jay Sudha

Terms of Use

Using This Site

This website is owned and operated by Shatanjay Sudha, known publicly as Jay Sudha, an individual based in Kashipur, Uttarakhand, India.

By accessing https://jaysudha.com, you agree to these terms. If you do not agree, please do not use this site. These terms should be read alongside the Disclaimer, Privacy Policy, and Copyright Notice.

Last updated:

What You Accept

01

Educational use only

Content on this site is finance education. Nothing here constitutes personalised financial, investment, tax, or legal advice. By using this site you acknowledge this and accept responsibility for your own decisions. Full details in the Disclaimer and Risk Disclosure.

02

Content restrictions

You agree not to reproduce, republish, distribute, or commercially use content from this site without prior written permission. Brief quotations with attribution are permitted. The Copyright Notice sets out full terms on permitted and prohibited use.

03

No warranty on accuracy

Content is provided on an "as is" basis. Tax rules, contribution limits, interest rates, and regulatory requirements change. You agree to verify current figures from official primary sources before acting on any information published here.

04

Third-party sites

This site links to external websites including official regulators, financial platforms, and reference sources. Jay Sudha has no control over and accepts no responsibility for the content, accuracy, or privacy practices of any linked site.

Prohibited Conduct

The following actions are prohibited when using this site.

  • Scrape, crawl, or systematically extract content using automated tools or bots
  • Use content from this site to train, fine-tune, or evaluate AI or machine learning models
  • Reproduce or distribute content in violation of the Copyright Notice
  • Impersonate Jay Sudha or misrepresent any affiliation with this site
  • Attempt to gain unauthorised access to or interfere with this site's infrastructure
  • Use this site to distribute spam, malware, phishing content, or unsolicited commercial messages

Newsletter

Subscribing to the newsletter means:

  • You consent to receive periodic emails from Jay Sudha
  • Your email address is used only to send the newsletter — never sold or shared
  • You can unsubscribe at any time by replying “unsubscribe” to any issue
  • Unsubscribes are taken off the list before the next issue goes out, and permanently

Full data handling details are in the Privacy Policy.

Purchases

Templates and other products sold on this site are sold through Gumroad:

  • Checkout, payment and delivery are handled by Gumroad, and Gumroad's own terms apply to the transaction
  • If a file does not open or does not work as described, email hello@jaysudha.com within 7 days of purchase and it will be fixed or refunded in full
  • There are no refunds for a change of mind after delivery

Liability

To the maximum extent permitted by applicable law, Jay Sudha accepts no liability for:

  • Financial decisions made in reliance on content published on this site
  • Losses arising from inaccurate, outdated, or incomplete information
  • Interruption, errors, or unavailability of this site or its content
  • Actions taken or not taken based on third-party sites linked from here

This site and all content are provided on an “as is” basis without warranty of any kind.

Governing Law

These terms are governed by the laws of India. Any disputes arising from your use of this site are subject to the exclusive jurisdiction of the courts of India.

Changes

These terms may be updated at any time. The “Last updated” date at the top of this page reflects the most recent revision. Continued use of the site after changes constitutes acceptance of the revised terms.

Questions

Questions about these terms or how this site operates — reach out directly.

hello@jaysudha.com