Tools
Finance Calculators
Free, accurate calculators built for the Indian context — every one shows the formula, a worked example with real ₹ figures, and exactly how to use it. No sign-up, no fluff: put in your numbers and get an answer you can act on. They’re the decision-support layer for the guides — pair a calculator with the article on the same topic to understand the “why” behind the number.
Budgeting & Savings
Monthly Budget CalculatorSee your monthly surplus, total expenses and savings rate.Open calculator →50/30/20 Budget CalculatorSplit take-home pay into 50% needs, 30% wants, 20% savings.Open calculator →Emergency Fund CalculatorFind your target emergency fund and the gap left to save.Open calculator →Savings Rate CalculatorSee what percentage of your income you actually save.Open calculator →Personal Finance Health ScoreScore your money health out of 100 across five pillars.Open calculator →Cash Flow CalculatorCompare monthly inflows and outflows to see your net cash flow.Open calculator →
Investing & Wealth
SIP CalculatorProjected maturity value and gains from a monthly SIP.Open calculator →Net Worth CalculatorTotal assets minus total liabilities — your real scorecard.Open calculator →Financial Goal CalculatorThe monthly SIP needed to reach a goal, adjusted for inflation.Open calculator →Compound Interest CalculatorHow a lump sum grows with compounding over time.Open calculator →PPF CalculatorMaturity value and tax-free interest on your PPF account.Open calculator →FD CalculatorMaturity value and interest earned on a bank fixed deposit.Open calculator →NPS CalculatorRetirement corpus, lump sum, and annuity from monthly NPS contributions.Open calculator →Lumpsum CalculatorMaturity value and gains from a one-time mutual fund investment.Open calculator →RD CalculatorMaturity value and interest on a monthly recurring deposit.Open calculator →
Loans & Credit
EMI CalculatorMonthly EMI, total interest, and total cost for any loan.Open calculator →Credit Card Payoff CalculatorMonths to clear a card balance and the interest it costs.Open calculator →Home Loan Eligibility CalculatorApproximate home loan amount you may qualify for by income.Open calculator →Balance Transfer CalculatorInterest saved by moving a balance to a lower rate, net of fee.Open calculator →Loan Repayment Time CalculatorHow long a loan takes to clear at a fixed monthly payment.Open calculator →Debt Payoff CalculatorTime and interest to clear your total debt at a set payment.Open calculator →
Tax
Income Tax CalculatorEstimate income tax under the new vs old regime, FY 2025-26.Open calculator →GST CalculatorAdd or remove GST at 5/12/18/28% with a CGST–SGST split.Open calculator →HRA Exemption CalculatorFind your tax-exempt HRA under the old regime (Section 10(13A)).Open calculator →TDS CalculatorWork out TDS deducted and the net amount payable.Open calculator →
Business & SME
Profit Margin CalculatorProfit, profit margin %, and markup % from revenue and cost.Open calculator →Break-Even CalculatorUnits and revenue needed before you start making a profit.Open calculator →Business Loan EMI CalculatorEMI, interest, and total cost on an MSME / business loan.Open calculator →Working Capital CalculatorWorking capital and current ratio for short-term health.Open calculator →Inventory Turnover CalculatorHow fast stock sells: turnover ratio and days held.Open calculator →Receivables Days (DSO) CalculatorAverage days to collect payment from customers (DSO).Open calculator →